The Health Doctors Daily Blog

Insurance is like a myth. From one small seed of reality, a fairytale the size of 1000 giant sequoias has sprung up. Information is blocked from view. Surely, you’ve noticed each the giant, sequoia-like buildings are owned by banks and insurance companies. Where do they pay for all that cash? How much cash do the executives make? Who pays for it all? Grab a mirror. “Magic mirror on the wall, who’s the main sucker of them every? What’s that you said? The Masses!”

Insurance is yet another unquestioned social reflex. You just acquire it. You must. The banker insists you have to pay for insurance or you don’t purchase the loan. Your government orders you to pay for auto insurance at several charge. Hence, it should be in fact magnificent for you. Hell, why not stock up on any of the non-mandated insurances as well? You can’t have too much of a excellent thing. Be able to you?

Somewhere inside the dark, murky corners of our minds we hide our thoughts. Like The Emperor’s New Clothes, no one screams out, “But he has nothing on!” or “Hey, this is just bullshit!” You are not alone in the darkness. We every consider it. So you are no longer scared to tell, here are several of those top secret thoughts voiced out loud for the first era:

1) If I tell out against insurance, I will be jinxed. My home will definitely burn to the ground and I will look like a moron.

2) If I speak out against insurance, a few pecker-head who heard me will have an accident and sue me as folks are not responsible for their own choices.

3) Insurance is betting against myself. Why would I bet against me?

4) If insurance companies ought to charge such high premiums because they’re losing so much in payouts, how do they afford every those big buildings?

5) What do insurance companies sell? Air? Promises they intend to deny via small print? Contracts? Wouldn’t I rather buy an IHOP franchise with that money?

6) If government represents the citizens, why do they make me, a people, a criminal when I cannot afford auto insurance to pay for to work and feed my family?

7) How much in dollars and perks do insurance lobbyists put into the pockets of politicians?

Do I truly require trip-cancellation insurance? Why would I acquire a dream trip, and then bet on my canceling it at the last moment?

9) If I put every the cash I spend on insurance into the bank or toward building success, how much cash would I have for coping with my problems on my own terms?

10) If I buy the extended warranty, will I remember I have it or can find it when my widget explodes?

11) Shouldn’t companies make quality widgets that last three years inside the first place?

12) And finally, did Jennifer Lopez in fact insure herself for hundreds of millions of dollars? What? She is already rich. The agent who sold this policy is phenomenal.

Yes, we all know the system is way out of hand! The blame lies with insurance companies, greedy bankers, spineless politicians and using the Masses unquestioningly supporting these absurdities. All frivolous lawsuit provides government an excuse for mandating citizens be protected from themselves via expensive insurances and removal of individual freedoms.

Previous to long, we will be required to carry Coffee-Burn riders on auto insurance and Cell- Phone–Earring-Tear addendums on HMOs. These days Sleeping Beauty would have sued the castle owner (a.k.a. Dad) for that prick on the finger, lost wages from the coma and for trauma from the scar. Uninsured sewing needles would be outlawed throughout the kingdom.

With a system this out of control, how do you protect yourself? You cut the fat. Quit betting against yourself. Consider about each those different types of insurance. Stop buying out of reflex and prefer for yourself what you can kick to the curb. Consider the multiplicity out there and what you really must have.

Life Insurance is for betting you will die such a loser that you can’t get your own funeral or leave your kids a few inheritance. More Car Insurance–How much you betting that you will crash? Not to mention, homeowner’s, mortgage, trip cancellation, emergency evacuation, unemployment, boat, credit card, business interruption, earthquake, disability, dental, smoker, expatriate, backpack traveler, winter sports, flood, warranty and health insurance. The list goes on.

Here is a fresh monument to the ludicrous: Terrorist Insurance. It’s even pushed at Art Gallery Owner’s in isolated communities of the Northern Terrific Plains. And, why not? No doubt Osama is crouching inside an Afghan cave right these days, plotting to rid the world of those pesky Remmington Cowboy bronzes.

Insurance agents prey upon these fresh fears like snakes on wounded mice. Apparently, companies want to terrorize you into buying coverage. Another possibility is a rebel SCUD aimed for Mount Rushmore could slam into a Canada Goose and go askew. It sucks when this happens! No doubt your goat ranch in Chug Water, Wyoming is in eminent danger from this possible chain of events. Perhaps, you must add a specific ‘Unpasteurized-Cheese Addendum’ to your Terrorist Policy. Call your agent at present and ask them. See if they will sell you one.

The odds of you dying of a mosquito bite are better than the odds you will die at the hands of a terrorist. Well, crap! The government better permit companies to require we all carry Mosquito Insurance. Probably you be able to pay for a DEET price cut! Better always; why not turn higher than every our bothersome responsibility, like freedom and privacy, to the Feds. Then fantastic ol’ Uncle Sam can protect public from the winged menaces that haunt our extremely souls.

Congress may raise taxes to fund Bug Inspectors. Their job would be to comb through your private life, home and property looking for freestanding water. They would not look for anything else (roll eyes here). Ever cancer and glaucoma patients could want to keep the baggies away from the birdbath.

Speaking of cancer, the Air Force possibly will spray us each from on top of using a perfectly “safe” mixture of insecticides called Agent Tan. Coincidently, that day your governor vacations far away. Is there anybody inside his or her valid mind who would elect an insurance salesman to people office? Of course, both politicians and insurers are selling you hot air, so probably it is a match made inside H…

A very few insurances are worth buying, such as liability insurance for cars and correct estate. Once you have something to lose, it’s a sure bet any lazy troll with an entitlement-mentality will try to sue you. Inside this case, you choose the giants on your side. Insurance companies provide lawyers to run evil tiny trolls back beneath their bridges.

Insurance prices inside America are out of control. The wide size of insurance the bureaucracy would have us think we cannot live without is genuinely insulting. Buying each the coverage companies would have you think you need wastes thousands of your dollars all year. Look over policies and eliminate what you can. Insurance is simply legalized gambling. If you are betting against yourself, how be able to you take a gamble on yourself? Pursue your dreams instead!

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